These are current codes that can be used to order Sirius products. Sirius is great to have in the car if you spend a lot of time traveling, and get sick of the radio.
holiday20 -Get 20% your order
BUFFETT -15% off your order
AAA.com/Sirius -20% off your order, FREE shipping, FREE activation, Free month of service
PP10T -15% off your order
By not reading the fine print on that credit card
Know the details of your credit card before you leave town. Most major credit card companies charge a foreign transaction free of 2-5% on any charge made internationally. Call your credit card company before you go away — fees change often, and you don’t want to be stuck charging the bulk of your trip on a card with hefty fees.
Avoiding hotel Web sites
Checking online booking engines for hotel deals is a good idea, but it’s also wise to check the Web sites of your favorite hotels. The major hotel chains quite often have last-minute discounts, and because they’re not paying a middleman (the consolidators), they sometimes have better deals than the travel sites.
Traveling only during high season
Consider visiting your destination during off-season periods (November through March for many parts of Europe, and September through December for the Caribbean). This is a sure-fire way to avoid crowds and high prices. And remember, too, that hotels are hungry for business in the “off” season, so this is when you’ll find the best room discounts. It’s true that you might get some rainy days in Europe, and in the Caribbean the threat of hurricanes is always real, but not every year is a ‘cane year, and you’ll be shocked by the savings.
Renting cars instead of using trains and buses
The idea of hitting the open road with nothing but a map and a keen sense of adventure sounds great, at least until you go to fill up the gas tank and are stunned by how much it costs. Or until you return the car to the agency and discover there’s a hidden fee for returning the car 4.5 hours early. You can get around the agita of renting cars by using trains and buses — these days you’ll find sophisticated transportation systems just about anywhere, and rail passes can save you money on multi-destination trips because you know in advance how much you’ll be spending — there are no hidden fees. If Europe is your destination, check out Eurail Passes.
By not considering alternatives to hotels
The hardest part of organizing a trip is figuring out where to stay. Most travelers opt to stay somewhere cheap. But cheap isn’t always safe or practical. Why not consider renting a home or villa? It’s not as pricey as you’d think, and you get the luxury of space as well as privacy. One of our far-flung correspondents priced an 18th-century townhouse in Edinburgh, a seaside flat in Puerto Rico, and a castle in France — all for $750 per week (in low season).
Eating in pricey restaurants
Many travelers make a habit of eating in expensive restaurants night after night because they think it’s the best way to authentically experience their destination. Big mistake. Do it once, but not every night, otherwise those $150 meals start to add up. Just as bad are the expensive cafes offering $4 and $5 cups of coffee. Have several of those every day and before you know it you’ve spent $100 on caffeine, which you can usually get free at the hotel. Here’s a money-saving tip: Make lunch the main meal of the day. That way you’ll avoid the pricier dinner hour. Or if you’re traveling in summer, purchase the makings for a picnic each day from nearby supermarkets.
Ignoring budget restraints
Nothing can put a damper on euphoric holiday afterglow quite like seeing your credit card bill when you get home. “How did I end up spending so much money?” you whine while surmising the bill. You can mitigate credit-card shock by censoring that little voice in the back of your head that convinces you to indulge in every little unnecessary purchase. The rule of thumb on expenditures should be to ask yourself if you’d buy that item at home. If you wouldn’t buy it at home, why buy it on vacation?
Not knowing your destination
There are several things you should know about your destination before the plane lands:
*Is there a city pass that allows access to major sights and museums at a discount (like the Go Card in Boston, Seattle, Chicago, and San Francisco);
*Is there a transportation pass (like London’s Oyster Card) that can be purchased with pre-loaded amounts good for 5 to 7 days on subways and buses;
*What are the free days at the museums you want to visit (most museums have them);
*Where is your hotel in relation to your selected attractions and restaurants? Taking cabs in most cities — especially in Europe — will cost you a fortune. Learn the bus and subway routes in advance to save time and money.
To learn about city and transportation passes, consult the official Web site of your destination (most cities have a convention and visitors bureau or a tourist agency). These sites also contain useful information on getting around town, promotional discounts at restaurants and hotels, and more.
There are five categories of taxable income in Luxembourg:
* Income from trades or businesses, including net profits from a trade or business, including agriculture and forestry income;
* Employment income, including salary and all benefits-in-kind (e.g. housing or the use of a company car), as well as all sick pay, maternity benefits or other disability payments made in lieu of salary. Exempt from income tax are certain bonuses paid for night or overtime work (up to specified limits), severance pay (again, up to limits) and seniority bonuses, such as those paid to employees completing 5, 10 or 20 years of service in a company.
* Pensions and annuities, on which residents must normally pay tax as they’re received, except in the case of pensions paid by a foreign government with which Luxembourg has a double taxation treaty. All forms of private pension are included in taxable income even when paid from abroad.
* Investment income, including most types of interest and dividend (so-called passive investment income) and net income from rented property, as well as ‘income’ from home ownership (see below);
* Other income, including any payments for jobs or services in excess of €250 and taxable capital gains.
Luxembourg also requires taxpayers to pay for the benefits of home ownership by adding a nominal amount to their investment income. The value of home ownership is calculated by reference to a property’s ‘unitary value’. Unitary value is usually no more than 2 per cent of the actual market value of the property, and your taxable ‘income’ is calculated as 4 to 6 per cent of the unitary value.
The good news about taxation in Luxembourg, is that fortuitous receipts such as lottery or gambling winnings, gifts, rewards and prizes are exempt from tax.
